The Loan Repayment Assistance Program (LRAP) provides financial assistance to help defray law school debt obligations for graduates who have chosen to pursue lower paid public interest/public service careers. The continuing commitment of our students, support of our faculty and administration, and generosity of our alumni/ae have strengthened the program over the years.

Awards are made in the form of a loan and as such are not considered as taxable income to the recipient. This LRAP loan indebtedness is forgiven upon fulfillment of qualifying public interest employment, usually without adverse federal income tax consequences to the recipient as provided in applicable provisions of the Internal Revenue Code.

In order to qualify to receive program funds, graduates earning $75,000 (single, head of household) or $150,000 (married filing jointly) must:

  • submit an LRAP application and all required documents each year
  • sign a Promissory Note in the amount of the annual LRAP loan
  • apply the loan proceeds toward the re-payment of law school educational debt
  • promptly advise the LRAP administrator of any change in employment and/or financial condition

Applications will be available on this website Friday, November 11, 2022. After you have had a chance to view the application, you may be direct questions to cassandra.hunter@rutgers.edu (Camden) and tai.gedeon@law.rutgers.edu (Newark).